TERMS OF USE

Thank you for visiting! We are excited to present what Vitu Insurance Services (VIS) has to offer and believe our services are both intriguing and comprehensive. Please take a minute to review the following. If you have any questions, please contact us via the information below.

We offer insurance products and services through affiliates and respective third parties, however, we are not an insurance company. VIS collects negotiated commissions from our insurance carrier partners. Other compensation may be obtained for additional performance-based services. Product availability varies by state and all rates are subject to change.

Quotes are provided by individual insurance carriers and subject to change based upon the receipt and analysis of additional information as may be requested. Other data may be gathered from additional sources including, but not limited to, credit bureaus, the Medical Information Bureau, Department of Motor Vehicles, and/or any other state-level governmental agency administrating vehicle registration and driver licensing. A quote does not constitute a commitment or guarantee of coverage from an insurance carrier or any affiliates. After analysis, it will be determined what coverage(s) to offer with an appropriate premium. Please note while this review is conducted, coverages and/or premiums previously provided may increase or decrease based on underwriting criteria. A fully executed application including any pending supplemental information not yet received must be submitted to obtain coverage.

The information we collect is to determine the level of coverage required and to obtain quotes for comparison. Neither VIS nor its affiliates represent themselves as attorneys, CPAs, financial advisors or tax specialists. All third-party content includes, but is not limited to, advise, external links and statistics which are provided to us “as is”. By visiting our website, you release us of all liability assumed by any interactions with VIS’s affiliates and/or third parties. We make no warranties as to the accuracy or the suitability of this information as it relates to your personal circumstances or any other purpose. It is incumbent upon you to carefully review all documents, terms and conditions, and privacy policies as there could be recently published material changes.

All VIS content, graphics, information and logos including other proprietary information are copyrighted and cannot be replicated, reused, or distributed without the expressed written permission of an authorized representative of VIS. You may not use this site for any financial, commercial or other like purposes without the expressed written permission of an authorized representative of VIS.

We do not conduct commerce outside the continental United States or in any state that Vitu Insurance Services and/or its affiliates are not properly licensed. No information on this website should be interpreted to the contrary.

While we endeavor to ensure this website provides accurate information, remains operational, secure and virus free, no guarantee can be made. By accessing this site, you acknowledge it is of your own volition and release VIS from all liability associated with such use.

This website may not be used for any abusive, defamatory, harassing, illegal, indecent, inflammatory, libelous, objection, obscene, offensive, pornographic, profane, stalking, threatening, tortious, or vulgar material and no such conduct should be encouraged. Violation of this will result in the termination of access and could constitute a criminal offense, give rise to a civil liability and/or other violations.

These Terms and Conditions may change without notice. Please click here to review our Privacy & Security policy.