PRIVACY NOTICE

The Purpose of This Notice

Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State of California generally prohibit us from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our privacy policies and practices describing the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and California Law, we are providing you with this document, which notifies you of the privacy policies and practices of Motor Vehicle Software Corporation Insurance Services, LLC d/b/a Vitu Insurance Services (“Vitu Insurance”). We reserve the right to change this privacy policy at any time.

Our Privacy Policies and Practices

1. Information We Collect:

  1. Categories of Information Collected and Sources from Which We Collect It.

    We may collect nonpublic personal information about you from the following sources and unless stated otherwise in an amended Privacy Policy notice, no additional information will be collected about you:

    1. Your Internet protocol address.
    2. The kind of browser or computer you use.
    3. Number of links you click within the site.
    4. State or country from which you accessed the site.
  2. Persons from Whom Information is Collected

    We may collect nonpublic personal information from individuals other than those proposed for coverage

2. Information We May Disclose to Third Parties:

In the course of our general business practices, we may disclose the nonpublic personal information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described below:

  1. To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us.
  2. To a Vitu Insurance affiliate, which includes a provider of electronic vehicle registration services, in order to market its own products and services. Our affiliates will not share the information with non-affiliated third parties.
  3. To an insurance institution, agent, or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction.
  4. To an insurance institution, agent, or credit reporting agency for either this agency or the entity to whom we disclose the information to perform a function in connection with an insurance transaction involving you.
  5. To the Department of Insurance or other insurance regulatory authority, law enforcement, or other governmental authority if required by law in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities.
  6. To an automobile dealership in order to provide proof of your insurance coverage for a prospective motor vehicle purchase or lease transaction.
  7. Pursuant to a lawful subpoena.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, or pursuant to Section 6, below, we will not otherwise share your nonpublic personal information.

3. Your Right to Access and Amend Your Personal Information:

You have the rights to request access to the personal information that we record about you. Your rights include the right to know the source of the information and the identity of the persons, institutions, and/or types of institutions to whom we have disclosed such information within 2 years prior to your request. Your rights include the right to view such information and copy it in person, or request that a copy of it be sent to you electronically or mail [CT1] (for which we may charge you a reasonable fee to cover our costs). Your rights also include the right to request corrections, amendments or deletions of any information in our possession, and, if we disagree with your request, to add your views to our records. Please be aware that we do not control the personal information about you from other third parties such as consumer reporting agencies or Department of Motor Vehicles. You will need to contact these third parties directly to correct your personal information. We will provide you with the name and address of these third parties upon request. In order to obtain your information, or request a correction or amendment to your information you must submit a written request to us including your name, address and telephone number, at:

  1. USPS: Vitu Insurance Services, Attn: Compliance Manager, 29901 Agoura Road, Agoura Hills, CA 91301; or
  2. E-mail: [email protected]; or
  3. Fax: (818) 584-6407

For information requests, your request should also describe the recorded information to which you would like access, and state whether you would like access in person or a copy of the information sent to you by mail. Upon receipt of your request, we will contact you within 30 business days to arrange providing you with access in person or the copies that you have requested.

For requests to correct, amend, or delete any of your information, your request should also describe the specific information in dispute, and the identity of document or record that contains the disputed information. Upon receipt of your request, we will contact you within 30 business days to notify you either that we have made the correction, amendment or deletion, or that we refuse to do so and the reasons for the refusal, which you will have any opportunity to challenge.

4. Our Practices Regarding Information Confidentiality and Security:

We restrict access to nonpublic personal information about you to employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

5. Reservation of The Rights to Disclose Information in Unforeseen Circumstances:

In connection with the potential sale or transfer of its interests, Vitu Insurance Services reserves the right to sell or transfer your information (including but not limited to your name, address, date of birth, sex, driver’s license, and other information that you provide through other communications) to a third-party entity that (1) concentrates its business in a similar practice, product or service: (2) agrees to be Vitu Insurance's successor in interest with regard to the maintenance and protection of the information collected: and (3) agrees to the obligations of this privacy statement.

6. Opt-Out Form Available Upon Request

After reading this Notice, you understand that Vitu Insurance respects your privacy and takes its responsibility to protect your information seriously. You have the right to prohibit the sharing of your nonpublic personal information with some third parties under certain circumstances, such as a Vitu Insurance affiliate for purposes of marketing their products and services to you, except as otherwise permitted by law. If you choose to exercise this right, you must do so using an Opt-Out form, which you can request through any of the following methods:

  1. USPS: Vitu Insurance Services, Attn: Compliance Manager, 29901 Agoura Road, Agoura Hills, CA 91301; or
  2. E-mail: [email protected]; or
  3. Fax: (818) 584-6407

7. Vitu Insurance Affiliates

Vitu Insurance affiliates are companies related by common ownership or control, directly or indirectly, with Vitu Insurance. They can be financial and nonfinancial companies. Our Affiliated Companies include Motor Vehicle Software Corporation, Inc., a provider of services relating to electronic vehicle registration and other government-related transactions. Please note that Vitu Insurance Services affiliates transact business through various DBAs and may change from time to time. The list of Vitu Insurance affiliates above is not intended to be complete.